# Luby

> Custom software development, AI solutions, and IT outsourcing company. Founded in 2001 in Brazil, with 220+ senior engineers, 1,350+ projects delivered, and 540+ clients globally. Deepest expertise in financial services and fintech (banks, payments, lending).

Luby builds, modernizes, and scales enterprise software with AI-augmented engineering. Engineers are based in Brazil and aligned to U.S. business hours, with English fluency and pre-vetted technical seniority. Three engagement models: MVP development, dedicated teams for legacy modernization, and staff augmentation (engineers ready in 7 days).

## Engagement models

- [MVP development](https://luby.co/tracks/mvp-development/): Squad as a Service — go from idea to working POC or MVP in roughly 1 month with AI-accelerated engineering, 2-3x faster than traditional sprints.
- [Dedicated team](https://luby.co/tracks/dedicated-team/): Refactor, optimize, and scale legacy systems without halting operations. AI diagnostics + incremental modernization, no big-bang migration.
- [Staff augmentation](https://luby.co/tracks/staff-augmentation/): Pre-vetted senior engineers deployed to your team in 7 days. Technical and compliance screening, NDA enforcement, U.S. timezone alignment.

## Services

- [Custom software development](https://luby.co/custom-software-development/): Enterprise web and mobile apps with AI acceleration, ship 2x faster with same code quality.
- [AI software outsourcing](https://luby.co/ai-software-outsourcing/): AI/ML model integration, AI-augmented SDLC, and AI-first product development.
- [AI legacy modernization](https://luby.co/ai-legacy-modernization/): Refactor and replatform legacy systems with AI-accelerated tooling.
- [Engineering capabilities](https://luby.co/capabilities/): Full stack — AI/ML, cloud architecture, data engineering, QA automation, UX design, and staff augmentation.
- [Technologies](https://luby.co/technologies/): Stack used across engagements — React, Node, Python, Java, Go, Kotlin, Swift, AWS, Azure, GCP, Kubernetes, Terraform.

## Industries

- [Industries overview](https://luby.co/industries/): Software delivery across financial services, retail, healthcare, logistics, agribusiness, and telecommunications.
- [Financial services & fintech](https://luby.co/industries/financial-services/): Banks, fintechs, payments, and lending — Luby's deepest market.
- [Retail & e-commerce](https://luby.co/industries/retail/): Omnichannel, marketplaces, and shopping experience.
- [Healthcare & life sciences](https://luby.co/industries/healthcare/): Telemedicine, operations, and regulatory compliance.
- [Logistics & supply chain](https://luby.co/industries/logistics/): Tracking, routing, and end-to-end supply chain.
- [Insurance](https://luby.co/industries/insurance/): Underwriting, claims, and policy administration.
- [Automotive](https://luby.co/industries/automotive/): Connected vehicles, dealer software, and automotive finance.
- [Telecommunications](https://luby.co/industries/telecom/): Operations, analytics, and digital customer experience.
- [Government](https://luby.co/industries/government/): Public-sector platforms and digital services.
- [Entertainment](https://luby.co/industries/entertainment/): Media platforms and content distribution.

## White-label fintech products

- [Products overview](https://luby.co/products/): Market-ready white-label fintech solutions.
- [HarmoniaPay](https://luby.co/harmoniapay/): White-label payments platform.
- [Internet Banking](https://luby.co/internet-banking/): AI-powered internet banking solution.
- [Iris Loan](https://luby.co/iris-loan/): Loan origination and servicing platform.

## Selected cases

- [All cases](https://luby.co/cases/): Portfolio of delivered projects across industries.
- [Digital banking transformation](https://luby.co/cases/digital-banking-transformation/): Digital banking platform for a U.S. community bank.
- [Legal-tech staff augmentation](https://luby.co/cases/legal-tech-staff-augmentation/): Multi-disciplinary teams for a global legal & regulatory data provider.
- [Industrial automation MES/MOM](https://luby.co/cases/industrial-automation-mes/): Enterprise platform engineering for a global industrial automation leader.
- [Payroll loan platform](https://luby.co/cases/payroll-loan-platform/): Payroll lending platform for a Brazilian fintech.
- [Betting e-wallet app](https://luby.co/cases/betting-ewallet-app/): Mobile payments e-wallet for the online betting market.
- [Cross-border PIX gateway](https://luby.co/cases/cross-border-pix-gateway/): Cross-border instant-payment gateway for a U.S. processor.
- [Payments website & Salesforce](https://luby.co/cases/payments-web-salesforce/): Website and Salesforce delivery for a U.S. card acquirer.

## Company

- [About Luby](https://luby.co/about/): 23+ years of AI-first engineering for fintechs and financial institutions.
- [People](https://luby.co/people/): Engineering leadership and team profiles.
- [Careers](https://luby.co/careers/): Open positions for senior engineers and product specialists.
- [Awards & recognitions](https://luby.co/awards-and-recognitions/): Industry recognition, including 4.8/5.0 rating on Clutch.
- [Partners & advisors](https://luby.co/partners-advisors/): Technology partnerships and advisory board.
- [ESG](https://luby.co/esg/): Environmental, social, and governance commitments.
- [Contact](https://luby.co/contact/): Sales and customer support inquiries.
- [Blog](https://luby.co/blog/): Articles and insights on software engineering, AI, fintech, and digital transformation.

## Optional

- [Privacy policy](https://luby.co/privacy-policy/)
- [Data protection](https://luby.co/data-protection/)
- [Terms & conditions](https://luby.co/terms-conditions/)
- [Information security policy](https://luby.co/security-policy/)
- [Portuguese (Brazil) site](https://luby.com.br/): Sister site for Brazilian market.