Dedicated Team · U.S.
International Remittances
Built by Luby
Founded in 2005, an international money-transfer company set out to solve the challenges immigrants face when transferring money internationally — becoming a leading company for transactions between the U.S., Canada, and Brazil. In 2016, it handled 25% of all remittances sent by immigrants to Brazil. To expand into new markets, the company partnered with Luby to build a digital platform for payments and international transfers in 2018. The solution stood out for its innovation and technology, and in 2022 it was acquired by a major digital bank as part of its internationalization strategy. Today, the platform is fully integrated into the acquirer's app and is used by millions worldwide.
Users
Countries
First Year Customers
Challenge
Digitizing a manual remittance market
International transfers in the U.S. were still highly manual — roughly 95% through partner agents. Luby's challenge was to build a platform that digitized the operation end-to-end, making remittances faster and more accessible.
- Discovery: roadmap from customer needs, MVP scope, feasibility, and resourcing
- Architecture co-designed with the client for performance and scale
- Fraud and AML expectations across multiple jurisdictions
- Global UX and support across 40+ countries and languages
Solution
From MVP to evolution
After discovery, Luby delivered the MVP and then scaled with continuous delivery — benchmarking, user feedback, and new capabilities such as more corridors, digital accounts, and debit features.
Security & compliance
- LexisNexis ThreatMetrix for digital identity and AML/KYC; multidisciplinary security practices across the stack.
Integrations & intelligence
- Brazilian bank integration for settlement and boleto; Paykii for Europe/Asia; custom BI (JavaScript) and DataMinds (Java) for pricing intelligence.
Experience
- Zendesk for multilingual support across the platform's international user base — faster, more personalized service.
Results
Key outcomes
Customers (first year)
Users with product access
Countries
LatAm–U.S. remittance leader
Stack
Skills and technologies
Skills
Technologies
Client testimonial
Testimonial
Luby is an innovative and committed company. Its developers are highly skilled and capable of addressing client needs. I am very satisfied to have Luby as a partner and confident in tackling the most challenging tasks.
CTO · international money-transfer company
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